Business Loans

Business Loans

If you’re looking to expand your business, or simply streamline your business banking, St James Finance can provide a solution tailored to your needs.

We’ll take the time to understand your business’s finances, so we can recommend the most suitable loan products. Then we’ll detail the options available from financial providers, including the big four banks, and a range of second-tier lenders.

Commercial loan options include:

  • Commercial Property and Construction
  • Insurance Premium Funding
  • Business Banking
  • Commercial Loans
  • Project Finance
  • Import Facilities
  • Cash Flow Finance
  • Surety/Performance Bonds
  • Debt Restructuring

Equipment Finance

St James Finance can assist you by comparing equipment finance products from a variety of specialist lenders. This will allow your accountant to advise you on the product most suited to your financial and taxation requirements.

In most instances, equipment finance can be secured solely against the asset being financed. This helps protect the equity in your business’s balance sheet, as well as your personal assets. In addition, it minimises the impact on your working capital requirements as you expand your business.

Equipment finance options include:

  • Hire Purchase
  • Chattel Mortgage
  • Finance Leasing
  • Novated Vehicle Lease
  • Operating Leases/Rental Agreements

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